Working in collaboration with Mayo Clinic Patent pending  ·  USPTO Track One
Behavioral risk infrastructure

The pre-diagnostic coordination layerfor human behavioral risk.

Healthcare governs what it can measure.
Behavioral load has no governed reference number. We built the candidate — and the category it anchors.

Clinically validated, deployment-agnostic behavioral health technology designed to reach 100% of a population — not only the share that shows up. Stress Number™ quantifies behavioral load across Home, Work and Social. Validated in research conducted at Mayo Clinic, peer-reviewed and published in 2018.

Peer-reviewed clinical validation · Mayo Clinic study CLS-20308379 · N = 292 · Patent Pending · USPTO Track One

A 20-minute institutional overview · executive and actuarial scoping available · all materials under NDA

Blood pressure 120/80 established clinical reference
Blood sugar A1c established clinical reference
Behavioral load Stress Number™ a candidate reference measure, in evaluation
Peer-reviewed Archives of Psychology · 2018 Initial Clinical Validation of The Oxygen Plan Stress Number — N = 292, significant against both established comparators
Provenance Mayo Clinic Rochester Study CLS-20308379 · IRB 15-005195 · PI Edward Creagan, M.D. · retained participant-level data
Deployable Built and running Portal-agnostic assessment, population dashboard and routing layer — no clinical encounter required
Available now Enterprise licensing · Paid pilots · Design partnerships · Strategic transactions Institutional diligence available under NDA
For payers & health systems

Measure behavioral risk before it reaches your claims.

An upstream measurement and routing layer that sits ahead of existing behavioral-health, coaching, navigation and care-management assets. Population measurement without an encounter, and the repeat administration a quality measure requires. The benefit: more members measured means more members identified and routed before the cost appears in claims.

How it deploys →
For device & platform partners

The behavioral layer physiological sensing does not have.

HRV, sleep and recovery provide physiological signals associated with stress. Stress Number™ adds a direct self-reported measure of behavioral load across three settings, with peer-reviewed clinical validation behind the instrument.

How it deploys →
Two doors · one standard

The signal layer,and the visibility layer.

Two points of entry, both running on the same standard. The Signal is where a member takes the Stress Number™ — a 30-question assessment producing a personal score across Home, Work and Social, with routing through the Smart Referral Engine™. The Visibility is Population Scale, the licensee dashboard.

Population Scale is where the measure becomes infrastructure. Individual responses aggregate — de-identified — into a leading-indicator view that rolls up and filters across an entire book of business: by company, by geography, by department, by site. An administrator sees where behavioral load is concentrated in a covered population without seeing any individual in it. That aggregation is what makes the measure usable for quality reporting, actuarial modeling and capacity planning rather than for one person at a time.

O2OS™ Partner Dashboard — Population Scale
Door 02 · The Visibility

O2OS™ Population Scale

Domain distribution and movement show where behavioral load is concentrated — Home, Work or Social — creating a routing signal that a single undifferentiated score cannot provide.

Filter and visualize as heat maps. Configure Smart Referral Engine™ routing rules at the item, domain and score level. Trends and benchmarks convert repeat administration into a pre/post measurement record.

Population figures use the 0–100 normalized display convention — not the Stress Number™ composite scale, and not a clinical decision threshold.

Door 01 · The SignalStress Number™ · the member app — personal score, history and individualized routing
Door 02 · The VisibilityPopulation Scale · the licensee dashboard — aggregated, de-identified exposure view
Choose a point of entry →
What happens after the assessment

An assessment produces a score.An operating system produces an action.

This is the difference between a questionnaire and infrastructure. Measurement that ends at a number moves the burden to a care team. Measurement that routes moves the person.

01
Administer

Thirty questions, any channel a population already uses. No appointment, no clinician time.

02
Score

A composite and three domain scores — Home, Work, Social — returned immediately.

03
Resolve

Domain resolution shows where the load sits. Social isolation is a different problem than work strain, and routes differently.

04
Route

Smart Referral Engine™. Rules configured at item, domain and score level match the person to support that is actually available to them locally.

05
Aggregate

The administrator sees population distribution, heat maps and routing utilization — without seeing individuals.

06
Re-measure

Repeat administration on the same population produces the before and after a quality measure requires.

The benefit, stated plainly. Measure more of a population and you identify more of the people carrying load. Identify them earlier and you can route them toward assessment, diagnostic pathways and existing services before they present in claims. More measured, more found, more routed — using capacity that already exists.
Peer-reviewedArchives of Psychology, 2018 — Initial Clinical Validation of The Oxygen Plan Stress Number
Mayo Clinic researchStudy CLS-20308379 · IRB 15-005195 · PI Edward Creagan, M.D. · N = 292
Retained datasetParticipant-level data survives; published statistics recompute
The measure

Three settings.One measure.

Stress Number™ measures behavioral load across three settings — Home, Work and Social — through thirty questions completed in minutes. Not a symptom checklist. A measure of behavioral load across the environments where it accumulates.

HOME
45
Home environment · 10 questions · 0–100 normalized display
WORK
47
Work environment · 10 questions · 0–100 normalized display
SOCIAL
68
Social environment · 10 questions · 0–100 normalized display
A composite, and three domains within it. A single symptom score tells you someone is struggling. Three domain scores tell you where — which is what makes a next step possible.
Answered anywhere. A link, a portal, a phone. No appointment, no clinician time, no app to download.
Repeatable. Measured again later, the same person and the same population show movement — the before and after that a quality measure requires.
Two people at a kitchen table
Stress Number™  ·  Home  ·  Item 9
“I am happy with my current relationship status.”
One of ten items in the Home domain. Nothing clinical in the language, and nothing a person needs help interpreting.
Not another symptom screener

Existing instruments ask what a person is experiencing now, and they score symptoms once those symptoms have appeared. Stress Number™ measures behavioral load across the settings where it accumulates — upstream of the symptom, not alongside it.

Not a clinic-bound assessment

It does not require an appointment, a clinician, or a diagnosis to be administered. It runs wherever an organization already reaches its members, which is what makes measuring an entire covered population possible rather than only the share already in care.

Not a black box

Thirty questions, three named domains, a documented scoring specification and a version record. A person sees where their load sits. An administrator sees where a population's load sits. The methodology is citable.

On scales and thresholds. The 0–100 values shown are a normalized display convention for domain reporting. They are not the Stress Number™ composite scale, and the colored bands are a presentation convention rather than clinical decision thresholds. A candidate composite threshold has been derived internally from the retained research dataset; it is not what the 2018 publication established, it has not been independently reproduced, and it is not presented here as a validated or clinically adopted cutoff. The 2018 publication established correlational clinical validity against two established comparators — not a decision threshold.

The problem

Behavioral risk is everywhere healthcare paysand almost nowhere healthcare measures upstream.

Every system already pays for it — in claims, in absence, in turnover, in treaty losses, in quality scores. What none of them has is a number for it before it becomes a diagnosis.

01

It is found too late

Behavioral risk is identified once symptoms cross a diagnostic threshold. By then the load has usually accumulated for years, and the intervention is treatment rather than prevention.

02

It is found only in a clinic

Screening is encounter-bound and episodic. It reaches people already in care, when screening is indicated. Most covered populations are never reached by validated behavioral measurement at population scale.

03

It is measured as symptoms

The instruments in routine use ask what a person is experiencing now. They do not resolve behavioral load across Home, Work and Social — the environments in which that load accumulates and may remain addressable before diagnosis.

UnmeasuredNo coordinate exists upstream of diagnosis
MispricedActuarial models carry the exposure without a variable for it
MisroutedPeople are sent to care that does not match the load they carry
UngovernedNo shared upstream coordinate. No validated decision threshold for this construct. No common audit trail

Demonstrating improvement requires measuring the same population twice — which favors measurement that can reach people beyond the clinical encounter. Penetration methodology and estimates: Pre-Diagnostic Index™ →  ·  Read the category →

What we do

Measure. Translate. Route.Govern.

We measure behavioral load upstream.
We translate it into actuarial exposure.
We route people to the right support.

01
Measure
Stress Number™

One measure resolved across three domains — Home, Work and Social. Thirty items, minutes to complete, portal-agnostic.

The instrument →
02
Translate
Pre-Diagnostic Index™

The layer that converts the coordinate into actuarial exposure. Derived from federal and peer-reviewed published sources.

The economics →
03
Route
Smart Referral Engine™

Domain scores indicate what kind of support may fit; the referral layer surfaces what is actually available locally.

The routing →
04
Govern
O2OS™

The operating system that holds them — the scoring architecture, the governance, and the record of who measured what, when, and under which version.

The standard →
The category
This is not a point solution.
Point solutions sit inside a category and compete for a line item. O2OS™ is built as the measurement layer a category is missing — the upstream coordinate that other behavioral health assets can route from, price against and report on. It does not replace coaching, navigation, EAP, therapy or care management. It sits ahead of all of them and tells each one who to serve.
A point solutionServes a population. Competes with adjacent vendors for the same budget. Measured by utilization.
A measurement layerIs what a population is measured against. Makes adjacent assets more accurate. Measured by whether others reference it.
Read the category →
How it deploys

No new system.No new clinical workflow.

O2OS™ is portal-agnostic. It runs wherever an organization already meets its members — a member portal, a benefits platform, an EHR patient gateway, a secure link, or SMS. It does not replace an EHR, compete with one, or require a clinical encounter to function.

01 · Delivery

A secure link. Thirty items, completed in minutes on any device. No app download, no clinician time, no appointment. Rural smartphone ownership is 87%; cellphone ownership 97%.

02 · Integration

Sits alongside existing systems rather than inside them. Results can be delivered by API, FHIR-aligned integration, SFTP or flat file — matched to the counterparty’s existing environment. EHR-ready deployment is available where integration is desired, not required.

03 · What returns

Three domain outputs per person, with the governed composite scoring architecture available under protocol. Routing recommendations from the Smart Referral Engine™. An administrator dashboard with population composite, domain distribution and trend. Pre/post on repeat administration.

04 · What it costs you

No clinician time required for administration. No replacement clinical workflow. No credentialing requirement for assessment administration. The measurement architecture is licensed and can be deployed within existing enterprise infrastructure rather than requiring a replacement platform.

What each counterparty gets  ·  See the use cases →
Health plans & MCOsNational and regional plans · Medicare Advantage · Medicaid MCOs
An upstream measurement and routing layer that can sit ahead of existing behavioral-health, coaching, navigation and care-management assets. Population measurement without an encounter, and the repeat administration a quality measure requires. The benefit: more members measured means more members identified and routed before the cost appears in claims. Domain resolution indicates where load sits, which makes routing possible rather than generic.
Assessment publishers & CDSPsychometric publishers · clinical decision support
A licensed instrument that extends an existing catalogue upstream of diagnosis — documented scoring specification, version record, and peer-reviewed clinical validation already published. The benefit: a validated upstream instrument the existing catalogue does not contain.
Benefits consultants & brokersGlobal benefits consultancies · brokerage
A validated behavioral measure to place on the recommended list — peer-reviewed, Mayo Clinic provenance, deployable across self-insured clients without an implementation program. The benefit: a defensible behavioral recommendation across an entire book.
Health systems & provider networksIntegrated delivery networks · academic centers
Upstream identification that routes before the person presents. For closed-loop systems, the fastest available path to a prospective cohort with outcomes attached. The benefit: identification ahead of presentation, using capacity that already exists.
Employers & benefits platformsJumbo self-insured · benefits platforms · coalitions
One population measure across Home, Work and Social. Domain resolution distinguishes work-driven load from home or social — actionable at the organizational level, not just the individual. The benefit: a measurable target for benefits spend rather than an engagement guess.
Diagnostics & labsNational reference laboratories
A reportable behavioral measurement artifact that lives alongside existing health measurements. Reference standards are the business model; this is a candidate behavioral reference measure. The benefit: a reportable behavioral artifact alongside existing panels.
Wearables & consumer healthWearables · consumer health platforms
HRV, sleep and recovery provide physiological signals associated with stress. Stress Number™ adds a direct self-reported measure of behavioral load across Home, Work and Social, with peer-reviewed clinical validation behind the instrument. The benefit: a clinically grounded layer on top of passive telemetry.
Carriers, reinsurers & compStop-loss · treaty · workers’ compensation · disability
Behavioral load as a measured variable rather than an inferred one — population telemetry for risk analysis and prospective modeling. The benefit: a measured variable where the book currently carries an inferred one.
How an engagement starts
01
Orientation

A structured briefing under NDA. The full evidence state, the scoring architecture, and the deployment model. Typically one session.

02
Scoped pilot

A defined population, a defined window. Completion rates, domain distribution, routing utilization and workflow burden — measured in your environment, not asserted in ours.

03
Design partnership

Co-designed deployment where the use case needs it. Integration, workflow and reporting built to your environment rather than around a fixed product.

04
Enterprise license

Population-scale deployment under license. Covered-life economics, defined term, and a sector position where one is available.

A pilot does not require a settled decision threshold. It answers whether the instrument reaches your population, what it finds, and what it costs to run — questions the published validation cannot answer for your environment. Start a conversation →

Evidence state

What the evidence supports todayand what remains developmental.

A buyer should know precisely which claims are established and which are still in development. The distinction is stated here rather than discovered in diligence. See the standard →

Established
  • Peer-reviewed clinical validation. Initial Clinical Validation of The Oxygen Plan Stress Number, Archives of Psychology, 2018. Williams, Lucas, Haugen & Creagan.
  • Mayo Clinic research provenance. Study CLS-20308379, Rochester IRB 15-005195, principal investigator Edward Creagan, M.D. Verifiable in the public registry.
  • N = 292 qualifying observations from 307 participants, each completing the Stress Number™ alongside the Beck Depression Inventory-II and the Symptom Checklist-90-R in one sitting.
  • Statistically significant relationships with both established comparators — approximately r = .68 against BDI-II and r = .58 against SCL-90-R/GSI, p < .01.
  • Three-domain architecture. Home, Work and Social, each scored, composing a single measure. Higher indicates lower behavioral load.
  • Retained participant-level dataset and full documentary provenance chain — the raw file survives and its published statistics recompute.
  • The published paper concludes the measure passed its initial clinical-validity test and may have utility for organizations assessing employee or patient populations.
Developmental — held behind diligence
  • A decision threshold. A candidate cutoff with operating characteristics has been computed internally from the retained data. It is not what the 2018 publication established and is not represented as a clinically adopted cutoff.
  • Incremental identification. A subsequent analysis indicates a group identified by this measure and by neither comparator. Commercially significant if independently supported; not a published validation finding.
  • Construct distinctiveness. The intended construct and the Home/Work/Social architecture are described. Formal distinctiveness from depression and global distress is not represented as established.

Independent institutional reproduction represents the next scientific layer. The published validation, retained participant-level dataset and current operating architecture stand independently of that workstream.

Why now

Four federal clocks.One architecture filed in 2008.

The federal payment system is converging on a single structural need at the same moment. Behavioral health screening remains largely encounter-bound and episodic, so most covered populations are never reached by validated behavioral measurement at population scale. Demonstrating improvement requires measuring the same population twice.

Active

The Pipe

CMS-0057-F · payer API requirements phasing in from 2026

July 2026

The Payment

CMS ACCESS Model · outcome-aligned reimbursement for behavioral health

2027

The Check

Star Ratings · Improving or Maintaining Mental Health moves weight 1 → weight 3

Ongoing

The Fiduciary

Consolidated Appropriations Act · plan sponsors must demonstrate vetted behavioral spend

Eight Star measures carry a weight of 3. Behavioral load may sit upstream of all of them — one directly, three supported by published literature, four hypothesized and untested. See the exposure map →

The reference standard

Reference-standard status is criteria-based.Eleven criteria across four categories.

The peer set — FICO, Bloomberg, MSCI, S&P Global, HL7 — achieved position through progressive satisfaction of these criteria, not through a single designation event. Stress Number™ is the reference instrument at the core of the O2OS™ architecture. Each criterion below is stated with its status and the documentary basis behind it.

CriterionStatusDocumentary basis
I · Category precedence
Pre-mandate operational presence
Supported
Stress Number™ live 2009 — predates CMS Star Ratings 2027 activation by eighteen years
Time-in-market continuity
Supported
2008 origin · eighteen-year IP estate · continuous operation
IP defensibility
Supported
2008 copyright · 2009 PCT publication · 2026 USPTO Track One
II · Scientific & clinical foundation
Clinical validation
Supported
Williams et al., Archives of Psychology (2018) · N = 292 · BDI-II, SCL-90-R
Reimbursement pathway
Supported
CPT 96127 (active 2019) · CPT 96138 · CPT 99484 · AMA Category I · CED pathway available
III · Institutional deployment
Interoperability standards
Supported
HL7 FHIR R4 · SMART-on-FHIR · Epic sandbox · CMS-0057-F aligned
Population-scale addressability
Supported
~184M federal population · commercial layer · CMS.gov enrollment
Operational history at scale
Supported
Stress Number™ live 2009 · enterprise EAP deployment 2012+ · revenue documented
IV · Governance & institutional recognition
Governance neutrality
Supported
Founder-Governor structure · operating-vendor status terminated
Regulatory recognition pathway
Active
CMS Star Ratings 2027 weight 3 · HEDIS Behavioral Expansion in force
Multi-institutional adoption pathway
Active
Category Captain licensing architecture · sequential activation

Nine of eleven criteria supported by documentary record. Two actively in motion. Chain of custody: Mayo Clinic research → Stress Number™ → O2OS™ reference-standard architecture. Read the standard →

Primary federal sources

Each pathway is individually verifiable.

Six federal mechanisms. Each a real designation, publicly documented, and independently defensible — not dependence on a single program that could be modified.

CMS-0057-F · Interoperability & Prior Authorization CMS fact sheet → Full regulation text →
CMS Star Ratings · Mental Health outcome measure Measures & weights (PDF) → Quality Bonus Payment policy →
NCQA / HEDIS · Behavioral health integration 2026 trends to watch → Depression screening (DSF-E) →

The closed circuit. CMS-0057-F creates the pipe. The 2027 Star Ratings provide the check. O2OS™ is architected to sit between the two — using the pipe to deliver the leading indicators that secure the check. Also aligned: CPT 96127 / 96138, Medicaid 1115 waivers, and the CMS ACCESS Model.

The behavioral risk economy

One upstream substrate.Many downstream currencies.

Every system already pays for behavioral exposure. They simply pay at different points in the chain, in different currencies.

ClaimsPayers & MCOs
Treaty riskReinsurers & carriers
Comp durationWorkers' comp & disability
Quality measure riskNCQA · accreditation
PEPM & turnoverEmployers & coalitions
Downstream acuityProviders & care delivery
Ordered diagnosticsLabs, pharma & therapeutics
Unused telemetryTech, AI & data infrastructure
Federal exposureGovernment & sovereign
Mispriced capitalCapital markets
Placement riskBrokers & consultants
Engagement lossWorkforce & wellness
Absence & caregiver loadWork/life & family benefits

Read the Behavioral Risk Economy →  ·  See the use cases →

Governance & access

A governed commercial path.Not a replacement-platform procurement cycle.

Access is governed by a structured tier system, published rather than pitched — the way standards bodies publish membership and licensing criteria. The measurement architecture is licensed and can be deployed within existing enterprise infrastructure rather than requiring a replacement platform.

Vault L1

Orientation

Briefing-grade access. Structured, under NDA.

Inquire →
Vault L2

Deep architecture

Operator-grade access to the architectural record.

Inquire →
Vault L3

Finalist reservation

Time-bounded, sector-specific standing.

Inquire →

Access and licensing are structured to preserve the independence required for multi-institutional adoption and future reference-standard recognition. Read the standard →

Origin & standing

Eighteen years on the public record.

An instrument, a filing, a clinical study, and a retained dataset that still reproduces its own published statistics. Precision held over time is the asset.

2008
Origin on the public record. Foundational disclosure filed April 22, 2008 — on the record before the federal frameworks now converging.
2009
Published internationally via PCT. US 2009/0265437 A1 — a publicly verifiable origin point.
2018
Clinically validated. Research conducted at Mayo Clinic, published in Archives of Psychology. N = 292.
2026
Track One filed. A USPTO Track One utility application is pending prioritized examination.
Now
Commercial deployment and licensing. Stress Number™ and O2OS™ are available for enterprise pilots, institutional licensing, design partnerships and population deployment. Independent reproduction remains available as a future scientific workstream.

About the corporation →

Products require adoption. Standards require recognition. O2OS™ contains the foundational assets required to pursue clinical measurement reference-standard recognition — formal recognition remains ahead.

Enough evidence to transact.Not yet a universal reference standard.

A peer-reviewed clinical-validation asset, a working deployment architecture, retained research data, and a patent-pending position. The asset is available for licensing, paid pilots, design partnerships and enterprise deployment today. Independent reproduction and reference-standard recognition constitute the next institutional layer.

Institutional and enterprise inquiries: enterprise@theoxygenplan.com  ·  Eric G. Lucas, Founder & Chief Executive Officer  ·  Direct peer-to-peer contact welcomed.